‘Should I bring euro or kuna?’, ‘ Does everywhere accept euro?’ are amongst the most common questions travellers ask before they arrive. To put simply, this issue can be slightly confusing for international travellers so we have decided to shed some light and provide tips.
The official Croatian currency is Croatian Kuna (HRK). This is the currency that everyone everywhere in Croatia should be using. Although Croatia became a member of the European Union in July 2013, Croatia has not joined the eurozone which means the Croatian Kuna is still the common currency.
What appears to confuse many travellers is that everything seems to be quoted in euro yet we don’t accept euro. One of the reasons for this is that as many agencies or travel operaters we work with only allow for agreements to be entered into euro (not kuna) but Croatian Law requires us to show all invoices in Kuna. For this reason at the Berkeley, all amounts we quote in euro are converted into kuna based on the current exchange rate issued by the Central bank of Croatia on the date of payment.
So what currency should you bring?
If you are travelling from a country whose currency is not euro (e.g. UK, US, Australia) you may find it better to change your currency into kuna here in Croatia. Many international exchange offices in UK or US do not readily have kuna available so they have to order it in especially for you which many times effects the exchange rate you are given.
If you are visiting other parts of Europe where they use euro then yes it may be handy to change your money into euro, but if you are only visiting Croatia changing your currency into euro only to have to change it again to kuna could see you loosing money on exchange rates.
If you are looking to get the best deal, then take a moment to look at what exchange rates our local banks are offering and you may get more by exchanging in Croatia.
Local banks generally operate everyday from 08-20:00. Saturdays they work until 13:00 and are closed on Sundays and public holidays.
An important note, if you are thinking of going on day trip or longer to Montenegro, then you will need euro as this is their local currency.
You will notice during your visit that some restaurants, taxis and other places will accept euro or other currency. It is your personal choice whether you decide to pay in euro, just make sure you are not shortchanged.
Some local bank websites (english version)